A good rule of thumb is that you should have access to at least 55% to 80% of your pre-retirement income to support yourself comfortably without working any longer. Strategize when to claim Social Security by estimating monthly and lifetime benefits at different ages. Retiring at 60 with $500,000 depends on your lifestyle, expenses and…
The annuity factor is based on IRS mortality tables and the interest rate will not exceed 120% of the federal mid-term rate. The required minimum distribution method divides the retirement account balance on Dec. 31 of the prior year by the retiree’s remaining life expectancy (based on IRS tables). As such, an increase in the…
Lots of problems are linked to binge drinking, and not all of them are obvious or happen straight away. If you drink more than these amounts you are increasing your chances of damage to your health or wellbeing. The less alcohol you drink, the lower your risk for these health effects, including several types of…
As a result, the doji signals uncertainty about the price direction. Note that, from a technical analysis standpoint, this is not a decisive sign that a bullish reversal is, in fact, about to begin, since a doji, by nature, represents mere indecision. In situations like this appearance of a bullish pattern should be considered with…
If a lower shadow of a doji candle would be placed below the first and the second line shadow we would deal with the Bullish Abandoned Baby pattern. The data shows that these patterns likely lead to short-term volatility and not reversals. Professional forex and stock market traders go in the same direction. How to…